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Wix Bookings: Saving and Charging Clients' Credit Cards

5 min read
You can save a client's card to their file or to a specific order. Save a client's card details by manually entering them, with the client's consent. Or, during checkout, give clients the option to save their card to their file. Save a card to a specific order with booking policies. Add a policy that requires clients to enter card details before each order. This is especially useful when charging cancellation and no-show fees. If you have the Wix Tips app, you can also use a client’s saved card to add tips for your staff when requested by the client.

Saving clients' card details makes it more convenient to collect payments. With their permission, you can charge clients even when they aren't present. Remember to use this payment method correctly and with your client's consent. It will help you avoid charging customers unexpectedly.
You can charge clients' saved cards using the following payment providers:
Wix Payments, PayPal, Evergreen Payments Northwest, Isracard or Tranzila.
Note: You cannot charge card variations like wallets (Apple Pay, Google Pay) or Buy Now Pay Later (Klarna, Affirm, Afterpay).
In this article, learn more about:

Saving cards during checkout

Add a checkbox to your checkout page that allows your clients to consent to you storing their card details on file. Once a card is saved to a client's file, you can use it for future orders, as long as you have your client's consent to do so. Only customers who are site members will see this checkbox and can choose to opt in.  

This is different than when a customer saves their cards in their My Wallet part of the Members Area. You can't charge cards from their personal wallet, but you can charge a card if the customer agrees to store it on file.
Screenshot of payment part of checkout page, with the checkbox for allowing the business to save the card outlined

To allow clients to save their card details during checkout:

  1. Go to Settings in your site's dashboard. 
  2. Click Checkout.
  3. Scroll down to Payments.
  4. Enable the Save customers' cards on file toggle to enable it.
A screenshot showing how to toggle to let client's consent to saving their card on file.

Saving card details while making payments on behalf of a client

You can manually enter a client's credit or debit card details to complete payment for an order. You can also securely save the card on file once they are a member of your site and they give you consent. This allows you to charge the card for future orders, provided you have the client's explicit consent to do so. Remember to use this payment method correctly to avoid charging customers unexpectedly. 
Important:
Make sure you read this article to learn how to save cards responsibly. 
Screenshot of window where you manually enter card details with checkbox outlined

To manually save a customer's card details:

  1. Go to Orders in your site's dashboard.
  2. Select the relevant order.
  3. Click the Collect Payment drop-down and select Charge card manually.
  4. Enter the card details.
  5. Select the Save this card to the customer's file checkbox.
    Note: This option is only available for clients who are site members
  6. Click Charge.
  7. Send your customer an authorization form and save the signed form.
    Important: We strongly recommend you send the form within 24 hours. Learn more about best practices for storing card details.
A screenshot showing how to select the checkbox to save a client's card details when entering their details manually.

Charging a card on file

After you save a client's card on file, you can use it to complete payment for future orders, as long as you have your client's consent to do so.
Note:
You should notify your client about the transaction and provide as many details as possible. This is a requirement of card schemes such as Visa and Mastercard. Additionally, clear communication builds trust and helps the customer to recognize the payment. If they don’t recognize the payment, they may issue a chargeback.

To accept payment using a card on file:

  1. Go to Orders in your site's dashboard.
  2. Select the relevant order.
  3. Click the Collect Payment drop-down and select Charge card manually.
  4. Select an authorized saved card
Screenshot of the Charge with credit card window
  1. Click Charge.

Saving a card to an order

You can require clients to provide credit card information for every booking service, including free ones. The card will only be used for a specific order and can't be used for any other orders. This allows you to charge clients for cancellation and no-show fees, when necessary. 
Important:
When you add a policy that requires clients to provide a credit card, that card is only attached to the specific order. To keep a card on a client's file more permanently, follow the steps for saving cards during checkout

To save a card to an order:

  1. Go to Booking Settings in your site's dashboard.
  2. Click Bookings policies.
  3. Click on an existing policy or click + Add a New Policy.
  4. Scroll down to Require payment details for booking.
  5. Select the Always require clients to provide their payment info checkbox.
    Note: Clicking the Charge cancellation and no-show fees checkbox automatically enables the Require payment details for booking option. 
A screenshot from the booking policy where you click the checkbox to require clients to add a credit card before each order.
  1. Click Save.

FAQs

Click a question to learn more about saving credit cards.

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Screenshot of payment part of checkout page, with the checkbox for allowing the business to save the card outlined
A screenshot showing how to toggle to let client's consent to saving their card on file.
Screenshot of window where you manually enter card details with checkbox outlined
A screenshot showing how to select the checkbox to save a client's card details when entering their details manually.
Screenshot of the Charge with credit card window
A screenshot from the booking policy where you click the checkbox to require clients to add a credit card before each order.