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Saving and Charging Customer Credit Cards

2 min
In this article
  • How it works
  • Adding the "save card" checkbox to the Checkout Page
  • Charging a saved card
Keeping clients' card details on file makes it convenient to collect future payments. This allows you to charge clients, with their permission, even when they're not currently at your business.
Important:

How it works

You can add a checkbox to the Checkout Page. When customers who are site members pay with a credit or debit card, they can select the checkbox. This allows you to securely save cards on file and charge customers later, with their consent and knowledge.
Screenshot of payment part of checkout page, with the checkbox for allowing the business to save the card outlined
Note:
This checkbox isn't the same as the "Save card details for next time" checkbox. That allows a customer to save their card in their personal My Wallet part of the Members Area.  

Adding the "save card" checkbox to the Checkout Page

To add the checkbox, go to the Payments section in the Checkout settings. There, you can click the toggle next to Save customers' cards on file to enable it.
Screenshot of the toggle that enables the Save Card on File checkbox

Charging a saved card

After a card has been saved on file, you can use it to complete payment for future orders, as long as you have your customer's consent to do so. This feature is available with Wix Stores, Wix Bookings, and Wix Restaurants Orders (New).
Important:
Your customer should be notified about the transaction and given as many details as possible. This is a requirement of card schemes such as Visa and Mastercard. Additionally, clear communication builds trust and helps the customer to recognize the payment. If they don’t recognize the payment, they may issue a chargeback.
Screenshot of payment part of checkout page, with the checkbox for allowing the business to save the card outlined
Screenshot of the toggle that enables the Save Card on File checkbox